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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. The settlement option that allows proceeds to remain with the insurer and the earnings to be paid to the beneficiary on a monthly basis is called

A) fixed period.
B) interest only.
C) fixed amount.
D) lump sum.

2. Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?

A) family term
B) dual capacity
C) joint
D) whole

3. Which of the following is NOT a settlement option for life or annuity policies?

A) Life income with period certain.
B) Pure life income.
C) Fixed period.
D) Asset withdrawal.

4. Under a Long-Term Care policy, all of the following are Activities of Daily Living EXCEPT

A) dressing.
B) eating.
C) talking.
D) toileting.

5. A deliberate lie by an insured to the insurer to obtain a lower premium is an example of

A) aleatory.
B) fraud.
C) omission.
D) concealment.

Solutions: