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Real Estate Licensing Virginia-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. In Virginia, how many years do records need to be kept for?

A) one year
B) two years
C) five years
D) three years

2. What is the purpose of the Do Not Call Registry?

A) It governs the use of commercial email advertising.
B) It bans bait-and-switch ads.
C) It regulates telemarketing activities from commercial organizations.
D) It has three main truth-in-advertising provisions.

3. Lillian is buying a home for $355,000. She is going to put down $75,000 as her down payment on her conventional loan. Will Lillian be required to pay private mortgage insurance?

A) Yes, her down payment does not meet the requirements to eliminate PMI.
B) Yes, PMI is required until she reaches 50% equity.
C) No, but it depends solely on her credit score.
D) No, her down payment is large enough to avoid PMI.

4. The purpose of discount points is:

A) to lower the amount due at closing
B) to lower the interest rate over the life of the loan
C) to lock in an interest rate for a specified time prior to closing
D) to lower the property value for purposes of tax savings

5. The purpose of discount points is:

A) to lower the amount due at closing
B) to lower the interest rate over the life of the loan
C) to lock in an interest rate for a specified time prior to closing
D) to lower the property value for purposes of tax savings

Solutions: